Homeowners Insurance

Affordable home insurance quotes

Did you know that you can save on your homeowners insurance premium by combining your policies?

You can combine with any of your existing personal insurance policies.

You can also save by making your Hudson Valley home more disaster resistant, improving home security, and even maintaining a good credit record. Saving is always possible when you choose to work with Chitose Insurance. If you are looking for complete and affordable home insurance quotes, you have come to the right place.

What does home insurance cover?

A typical home insurance policy is designed to offer protection for the following:

  • Liability
  • The physical structure of a home
  • Personal possessions
  • Additional living expenses
  • Unexpected replacement costs

There are other options available, too. To be honest, most people are surprised to find that additional protection is more affordable than they thought. Always ask about additional coverage options, such as: jewelry insurance, umbrella insurance, pet liability, vacant home insurance, earthquake insurance, flood insurance, and more. Remember to ask about getting a discount by combining it with your car insurance policy.

Why should I purchase a separate flood insurance policy?

Many people don’t know that flood damage and claims are NOT protected by a typical home insurance policy.

That is why you must purchase a separate policy. It will provide protection for destruction and financial devastation caused by floods. Depending on your property’s location and flood history, you may need a Standard Flood Insurance Policy or a Preferred Risk Flood Insurance Policy. Our agents will guide you to the right choice.

Chitose has Coverage for Comfort at Home

If you are a resident of the Hudson Valley Area, we encourage you to contact our agents. Our experienced agents are familiar with almost every risk you may be faced with as a homeowner. To learn more, please fill out a free quote form on this page. The price to contact us is free and the value of the information could be priceless to you one day!