How to find the best home insurance cover without breaking the bank

Martin Lewis explains how to find the best home insurance cover without breaking the bank.

First your homeowners insurance policy renews once a year.

Don’t make the mistake and let your home insurance automatically roll over with the auto renew otherwise your home insurance provider will be taking you for a ride.

Instead take the time to get new quotes from the competition to ensure you are being treated like a NEW customer.

Do you know if you require property insurance as well as contents insurance?

What is the difference?

Martin uses the analogy of putting some life savers in a glass.

When you turn the glass over whatever falls out represents your CONTENTS that you need to protect:

  • TV
  • Computer
  • pots and pans
  • clothes
  • furniture

On the other hand the glass itself represents the PROPERTY or the home.

So here is the question?

Do you OWN or rent the place you live in?

If you OWN the home then you will need both coverages.

If you rent then you only need a renters content policy.

If you have any questions contact us for a free quote at chitose insurance.